Retire on your terms with the reverse mortgage that works for you.
Turn your home into freedom, with smart reverse mortgage advice.
Your home. Your equity. Your retirement, reimagined.
Why people choose reverse mortgages
Access cash
Convert your home equity into immediate funds for daily living expenses, unexpected medical bills, or pursuing the retirement dreams you've been postponing
Make home upgrades
Create your dream home. Fund smart renovations from bathroom safety upgrades to energy savings improvements that reduce costs and increase comfort
Stay in home longer
Keep your independence right where you are. Maintain your lifestyle at home with financial resources for in-home care and support when needed
Help a loved one
Be the family hero without sacrificing your security. Support children or grandchildren with education, home purchases, or unexpected expenses while keeping your independence
Tax-free funds
Unlike selling or other income sources, reverse mortgage funds are tax-free, meaning more money stays in your pocket for what matters
No monthly payments
Live payment-free while staying comfortably in your own home. Unlike traditional loans or home equity lines, you never make monthly mortgage payments as long as you live there
How it works
See if you qualify
Tell our AI assistant about your home and goals. Get personalized eligibility confirmation in minutes
Pick your payout style
Choose lump sum, monthly advances, or a combination. See real numbers for each option
Get your personalized plan
Receive your custom reverse mortgage roadmap. Connect with a licensed specialist only when you're ready
Eligibility requirements
Age requirement
Homeowner must be at least 55 years old
Property ownership
All owners on title must apply together
Principal residence
Must be your main residence in Canada
Maintenance
Continue paying property taxes, insurance, and maintenance
Legal advice
Independent legal review ensures you understand everything
Note: A licensed advisor will review your personal eligibility details
